I had a similar problem when I signed up a few months ago. The actual account was created but when it came to payment I kept getting an error code from the website. Looks like there is a bug that's still not been fixed think it has something to do with if you have a XBOX LIVE account. After several attempts and checking card details then registering a new card I gave up for a while.
Then two weeks ago I fired up the XBOX downloaded some updates and thought I would have a go at it but I use the XBOX to pay for it and guess what it finally worked.
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